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Scuba Stories, Comments & Questions that don't fit elsewhere! I think the title says it all!

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Old 07-22-2007, 10:56 PM   #11
medic001918
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Yup, I'm a member. And I carry their insurance. It's a good safety margin, and many private insurances will only provide limited coverage of a diving accident.
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Old 07-22-2007, 10:59 PM   #12
PlatypusMan
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Quote:
Originally Posted by przeor
<div> Same reason you buy other insurance, you hope you never need it, but you pay it so when it happens you have it. </div>
I'm of the same opinion; for the costs involved, better to err on the side of caution when it comes to dive insurance.

Besides, you can play a fun 'what if?' game involving the DAN insurance and various outlandish scenarios while diving--kind of like the insurance programs they always tried to sell your folks through school when you were a kid.

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..and when you inflate the BCD, the reef gets smaller...
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Old 07-23-2007, 12:30 AM   #13
Moxie
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I looked at it and don't see anything that my regular insurance doesn't cover. Then again between my province health care and my work stuff, I think I'm covered to the gills.
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<DIV>Perhaps I'm missing something on this. Any Canucks have it on top of provincial health?</DIV>
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Old 07-23-2007, 01:07 AM   #14
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Quote:
Originally Posted by Moxie
I looked at it and don't see anything that my regular insurance doesn't cover. Then again between my province health care and my work stuff, I think I'm covered to the gills.
<div></div>
<div>Perhaps I'm missing something on this. Any Canucks have it on top of provincial health?</div>
Does your regular and/or work insurance extend to outside your borders?

Mine doesn't--at least not easily. That's why I have DAN on top of my work stuff.
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Now available in more countries than any competing Monotreme.

..and when you inflate the BCD, the reef gets smaller...
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Old 07-23-2007, 01:35 AM   #15
94GTStang
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Nope, I don't have it. Never looked into it much.
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Old 07-23-2007, 09:45 AM   #16
mwhities
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DAN member here.

Michael

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Old 07-23-2007, 10:07 AM   #17
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DAN member as well. Peace of mind like the others said.
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Old 07-23-2007, 10:35 AM   #18
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Quote:
Originally Posted by PlatypusMan
Quote:
Originally Posted by Moxie
I looked at it and don't see anything that my regular insurance doesn't cover. Then again between my province health care and my work stuff, I think I'm covered to the gills.
<DIV></DIV>
<DIV>Perhaps I'm missing something on this. Any Canucks have it on top of provincial health?</DIV>
Does your regular and/or work insurance extend to outside your borders?

Mine doesn't--at least not easily. That's why I have DAN on top of my work stuff.
<DIV></DIV>
<DIV>
Most health insurance policies will cover you no matter where you are at but they do have limitations as far as the amounts. If you need to be air lifted to a chamber somewhere, you will end up paying part of that expense. Also in some countries, they may require verification of your insurance provider. DAN insurance speeds the process up. They cover the expenses that your insurance will not. DAN is not primary coverage; they are secondary coverage that covers what your insurance does not. <?:namespace prefix = o ns = "urn:schemas-microsoft-comfficeffice" /></DIV>
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Old 07-23-2007, 01:58 PM   #19
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I use Dive Assure they are a primary coverer without using my other ins group.
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Old 07-23-2007, 02:23 PM   #20
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Yes I carry DAN Insurance.
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